Study Now, Pay Later
Interest Free Payment Plans
Interest Free Payment Plans with zipMoney
Completing a course and enhancing your employment opportunities has just gotten easier. We have partnered with zipMoney to give you access to 6 month Interest Free* payment plans so you can start your course now and pay it off as you go. You can apply to finance your course online and you’ll get a decision in just a few minutes. For further details please read each of the sections below or contact us and we can advise you further.
zipMoney is a fast and easy way to access finance for your course. In just a few minutes you can apply online and get a decision. Once you’ve been approved, zipMoney will pay Ascent Learning on your behalf and you’ll be able to start your course now and pay it off later – Interest Free*.
To be eligible to apply for a zipMoney interest-free payment plan you must:
- Be 18 years or over
- Be an Australian citizen or resident
- Be employed in some capacity earning a minimum of $300 per week.
Using zipMoney you can start your course and you won't need to pay anything upfront. By paying with your zipMoney account, you can split the cost of your course over time and manage your budget as you require. zipMoney will pay Ascent Learning on your behalf once your application has been successful.
You'll also be provided with a virtual account so for your next course or purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere.
zipMoney is very simple and easy to use and the application process is very fast.
Once you’ve read everything on this page and determined that zipMoney is suitable for you, talk to one of our Course and Career Advisors on 1300 944 246. They will be able to answer any questions you may have and provide you with the details you need to apply.
zipMoney does not require a deposit, so there are no costs to pay upfront.
You will get an interest free period of 6 months after which interest will accrue at 23.9% annually.
There is an establishment fee of $75 and a small monthly admin fee of $4.95 (only payable if a balance is owing).
There is a minimum monthly payment of 3% of the balance or $80 - whichever is the greater.
For more information on the zipMoney payment plan, check-out the contract terms and conditions in the application form.
zipMoney’s interest-free* plan is a loan and must be paid back and failure to do so could affect your future credit rating. zipMoney’s payment plans are interest-free for 6 months*, but please be aware that interest at the rate of 23.9% will start to accrue after the interest free period. You can see your balance, how long it is estimated to take to repay the loan and change your payment schedule any time you login to your account.
Terms and Conditions*: Available to approved applicants only. Minimum monthly repayments are required, please see your contract for details. Interest free period subject to course area. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest-free period will be charged interest at the standard annual percentage rate, currently 23.9%. A Monthly Account Service Fee of $4.95 (when balance owing) applies. Terms & Conditions apply and are available on application. Credit provided by zipMoney Pty Limited, ABN 58 164 440 993, Australian Credit Licence Number 441878.